How We Handle Your Data
99exch handles personal data only for account setup, access control, payments, support, fraud checks, and legal duties. That can include your name, phone number, device details, cookies, and payment references from UPI, Paytm, PhonePe, or Google Pay when you deposit or withdraw through supported India rails.
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We keep only what we need for those purposes, and we do not ask for extra details just to fill a file. Where a request affects your ability to open or continue using the account, the result depends on local law and is available where local
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law permits. We may retain records for dispute handling, audit, tax, and abuse prevention for as long as required, then remove or de-identify them under our retention rules. If you want access, correction, or deletion, contact support and we will process the request after verification.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.